Terms of Use

Effective Date: January 2, 2026

By accessing or using this website and our services, you agree to the following Terms of Service.

1. Services Provided

Top Tier Consulting provides:

Bookkeeping and record organization

Financial consulting and planning

Funding preparation and documentation support

Educational and advisory services

We do not provide loans, credit repair, debt relief, or guaranteed financial outcomes.

2. No Guarantees or Financial Advice

All services are provided for informational and advisory purposes only.

We do not guarantee funding approvals, financial results, or compliance outcomes

Decisions made based on our services remain the sole responsibility of the client

Our services do not replace legal, tax, or financial advice from licensed professionals

3. Client Responsibilities

Clients agree to:

Provide accurate and complete information

Use our services for lawful purposes only

Understand that third-party decisions (banks, lenders, agencies) are outside our control

4. Communications Consent

By using our services, you consent to receive service-related communications via email, phone, or SMS. You may opt out at any time.

5. Payments & Fees

All fees for services are disclosed prior to engagement. Payments are for consulting and administrative services only and are non-refundable unless otherwise stated in writing.

6. Limitation of Liability

To the fullest extent permitted by law:

Top Tier Consulting is not liable for indirect, incidental, or consequential damages

We are not responsible for third-party decisions, denials, or delays

7. Intellectual Property

All website content, branding, and materials are the property of Top Tier Consulting and may not be copied or used without permission

.

8. Termination

We reserve the right to refuse or terminate services at our discretion if terms are violated or misuse occurs.

9. Governing Law

These Terms are governed by the laws of the applicable jurisdiction in which Top Tier Consulting operates.

10. Changes to Terms

We may update these Terms at any time. Continued use of our services constitutes acceptance of updated terms.

9. Contact Us

If you have questions about this Terms, contact us at:
📧 [email protected]

Message & Data Rate Disclosure

Message and data rates may apply to any SMS messages sent to or from [Your Company Name]. Charges for text messages may appear on your mobile phone bill or be deducted from your prepaid balance according to your mobile carrier’s rate plan. Message frequency may vary based on user interaction and service activity.

Carrier Liability Disclaimer

Mobile carriers are not liable for delayed or undelivered messages. Delivery of SMS messages is subject to effective transmission by your mobile carrier and is not guaranteed by [Your Company Name].

Age Restriction (18+)

By opting in to receive SMS communications from [Your Company Name], you confirm that you are at least eighteen (18) years of age or have obtained consent from a parent or legal guardian. Our SMS services are not directed to individuals under the age of 18.

Description of SMS Use Cases

[Your Company Name] may use SMS messaging to communicate with users who have provided prior express consent. SMS communications may include, but are not limited to:

Appointment confirmations and reminders

Follow-up messages regarding inquiries or service requests

Account notifications and service updates

Customer support communications

Promotional messages, marketing offers, and special announcements (where consent has been provided)

Message frequency may vary. Users may opt out at any time by replying “STOP” to any message. For assistance, reply “HELP” or contact our support team directly.

By accessing or using services provided by Giuliana Stanley, conducting business as Top Tier Consultant (“Company”), you agree to comply with and be bound by these Terms and Conditions.

All services, consultations, digital products, and materials are provided for informational and business development purposes only and do not guarantee specific financial or business results. Clients are solely responsible for implementing strategies and making business decisions at their own discretion.

Payment terms, service scope, deliverables, and timelines will be outlined in individual agreements, invoices, or service contracts where applicable. The Company reserves the right to modify services, pricing, or policies at any time without prior notice.

Unauthorized reproduction, distribution, modification, or misuse of proprietary materials, content, or intellectual property is strictly prohibited. Continued use of our services constitutes acceptance of these Terms and Conditions.